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Last updated:

November 24, 2025

Insurance

The Bankruptcy of Pension Funds and Wage Arrears/ Sina Yousefi

In recent decades, the country’s pension funds—especially the Civil Servants Pension Fund, the Social Security Organization, and the Armed Forces Pension Fund—have faced a deep structural crisis. This crisis stems from chronic imbalance between resources and expenditures, unprofessional policymaking, and weak corporate governance in managing these institutions. The share of public budget contributions to cover […]...

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Created By: Sina Yousefi
October 23, 2025

Pension Funds: From the Dream of Security to the Crisis of Reality/ Morteza Hamounian

During the Roman Empire, soldiers received money or land after completing their service. That is, when a soldier ended his military duty and was to be discharged with honor, he was granted a payment and sometimes a plot of land. A similar system existed in ancient China and Greece. Later, during the Middle Ages, guilds […]...

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Created By: Morteza Hamounian
October 23, 2025

Retirees’ Accounts of Life with Inadequate Pensions/ Azar Taherabadi

Pension funds in Iran have been struggling with financial crises for years—a crisis that has now reached the brink of bankruptcy, leaving millions of retirees facing fear and economic instability. According to official data, the Civil Servants Pension Fund (CSPF), the Social Security Organization, and the Armed Forces Pension Fund cover a significant portion of […]...

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Created By: Azar Taherabad
October 23, 2025

Generation of the 1980s: Hard Yesterdays, Harder Todays, Vanished Tomorrows/ Fereshteh Goli

In Iran, pension funds are financial-social institutions established to provide for individuals during old age and retirement. Their mechanisms rely on collecting insurance premiums from the workforce (employees and employers) and investing these funds, so that monthly pensions and other legal benefits can be paid to retirees. In essence, these institutions operate based on an […]...

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Created By: Fereshteh Goli
October 23, 2025

Retirement in Iran: End of Work or Onset of Poverty?/ Reza Herisi

In the lexicon of nations, retirement is synonymous with honor, comfort, and reaping the fruits of a lifetime of labor. It is not the end, but the beginning of a new chapter in life—a time when the retiree, free from the daily grind, devotes themselves to family, self, and personal interests. This concept represents an […]...

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Created By: Reza Harisi
October 23, 2025

Legal and Economic Challenges of Pension Fund Bankruptcy in Iran/ Maryam Hosseini

Pension funds are the cornerstone of economic security and social justice in any country. These institutions, by collecting insurance premiums from workers and employers, allow retirees to enjoy a dignified life after the end of their working period. In Iran, multiple pension funds, including the Civil Servants Pension Fund, the Military Pension Fund, and the […]...

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Created By: مریم حسینی
October 23, 2025

A look at the human tragedy in the explosion of Bandar Rajaei Port/ Reza Harrisi

The representative of Bandar Abbas in the Islamic Consultative Assembly, after 15 days since the terrible explosion in Bandar Rigai, said: “The fire has still not been completely extinguished and only the danger has decreased.” This representative, knowingly or unknowingly, has revealed the tragedies that indicate two terrible disasters: negligence and lack of crisis management […]...

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Created By: Reza Harisi
May 22, 2025

Retirees in Iran: Asset or Burden?/ Alireza Goodarzi

News from the first deputy is being published, stating that retirees are a burden on the government and a financial burden; it is quickly denied and the news publisher is also arrested. These statements are representative of the same perspective we are familiar with: the worker is a burden on the employer, the sick are […]...

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Created By: Alireza Goodarzi
June 21, 2024

On the occasion of “World Health Day” and its unfortunate situation in Iran / Hermoz Sharifian

April 1st (12th of Farvardin) has been designated as World Health Day. Health refers to a set of programs and actions that, when followed, promote the physical, mental, and spiritual well-being of humans, and proper implementation of which ultimately leads to the health of a society. In developed countries, health is one of the fundamental […]...

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Created By: Hormoz Sharifian
March 20, 2024